黑料门大事记

Private Education Loans

Students are encouraged to see if they are eligible for Federal Aid before applying for a Private Loan, but completing a FAFSA application is not required to receive a Private Loan.

Getting a Private Loan

Choose a lender or bank to apply for a Private Education Loan. 黑料门大事记 does not offer a preferred lender list for private loans. Students can check with their bank or research private loans from other Private Loan lenders. We strongly encourage students to borrow federal loans first as they offer better benefits and interest rates.
  • Some lenders may require students to meet Satisfactory Academic Progress. Be sure to review the lender's requirements before applying. At the time of certification by the institution, failure to meet lender requirements will cause the request to be rejected.
  • Private loans are offered for degree, non-degree seeking, and continuing education students. Check with your lender to select the correct school branch code.

Our office will certify the loan once we receive a certification request from your lending institution and you are enrolled in classes for the requested payment period. Private loan limits are set by federal regulations and cannot exceed the cost of attendance minus any financial aid received.
To determine the certification amount:
A. Student’s cost of attendance for the period of enrollment covered by the loan $____
B. Estimated financial assistance for the period of enrollment covered by the loan $____
C. Difference between amounts A and B: $____
WARNING: If you borrow more than the amount on line C, you risk reducing your eligibility for free or lower-cost federal, state, or school financial aid.

· Processing time of certification may take up to 7 business days from the time of enrollment. We do not certify alternative loans until the student is enrolled in and attends the first term of the aid period indicated on the application. This prevents receiving funds for students who do not attend classes.
· Processing time between the lender and the institution takes up to 14 business days.
· Upon receipt of Private funds, the remaining amount minus tuition and fees will be disbursed to the student’s refund preference on file. Note: Private funds pay directly to the student’s account and cannot be authorized for bookstore purchases.
· Once funds are received by the school, if the student is not enrolled and attended classes, the funds will be returned to the lender. Please contact the Financial Aid Office to request a re-issue from the lender.

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